In this thesis, we propose a mobile payment system, adopting infrastructureless mobile ad-hoc networks (MANETs), which allows users to shop in disaster areas while providing secure transactions. Specifically, we propose an endorsement-based scheme to guarantee each transaction and a location-information based scheme to provide transaction monitoring, and thus achieve transaction validity and reliability. Our mobile payment system can also prevent collusion between two participating parties, reset and recover attacks from any user and double spending by using location-based mutual monitoring by nearby users.